i agree with others out there. i would like to see an alternate banking facility as i havn't had any issues until it was switched to banxa. now it takes longer for my purchases to go through or they dont go through. or the amount that shows up is different from what was expected because of the value at the time of onset to the value at the time of dispersment. this wasnt an issue prior to banxa. it may work well for most, im not sure, but an alternate option would be a nice consideration.